The Finance Deal

luv2help asked:


I have a good credit history, but my credit cards are maxed out and its effecting my score big time. I want to get a consolidation loan to combine my debt around 5000, not too much. Any info would be helpful.

Holly Z asked:


I was in the hospital a while back and bills started piling up. I lost my job, was kicked out of school, and then my car broke down. I had no way to pay my bills and now that I have a job, I can’t pay any minimum payments on anything including my student loan. I was just wondering if it was possible to get a consolidation loan to pay one low payment with my extremely horrible credit.

treehugger_06 asked:


I would like to get into financial dealings -specifically financial planning, tax planning, and college planning. Currently, I have no formal education in business or finance. I saw a job I could potentially put my eye on in a few years – but I would need a minimum of FINRA series 7 and 63 to be considered. I am in preliminary stages of research, can anyone “school” me? Thanks.

Joe S asked:


I need to know the financial cost of a missionary program. all aspects of it. out of pocket, utilities, and what goes into the community. No rants or unrelated please, this is my fourth time posting.

Shelby asked:


I am a supposed to be a 10th grader right now, but i had to start my 9th grade over on account to not having enough credits to go on to the next grade. My mother has been looking at virtual school program so i can catch up, and be done with my schooling in 2012. She doesn’t make a lot of money, and was hoping to get financial aid. She wants to get me in a program as soon as she can. Any ideas?

monkeyundermypillow asked:


I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

Mandy B asked:


If I were to attend a university and apy for financial aid, how much do they usually give? How is it distributed? Does it last all 4 years?

ruter_72 asked:


Do you need to buy inventory? Is there an initial fee to sign up? Any other financial requirements?

kittygirl128 asked:


I fell behind on my credit cards when I had an emergency medical expense. Even though I have a steady job and income, they’ve raised the payments and dropped the limits so there’s no chance I’ll catch up. I want to do debt consolidation but most companies Google brings me are a scam. I know it ruins your credit, but 8 90+ past due accounts does that too. I’ve been unable to work out plans with them or find a second job. What is a reputable company?

Roshu asked:


How the recent financial crisis has affected you negatively and the steps you are taking to correct the situation