The Finance Deal » Credit http://financedeal.info What Finance Deal? Get the Latest Scoop Here. Mon, 24 Oct 2011 15:20:05 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 What should I do if I paid some debt off to one of the debt collectors I owe to a few years ago? http://financedeal.info/what-should-i-do-if-i-paid-some-debt-off-to-one-of-the-debt-collectors-i-owe-to-a-few-years-ago/434/ http://financedeal.info/what-should-i-do-if-i-paid-some-debt-off-to-one-of-the-debt-collectors-i-owe-to-a-few-years-ago/434/#comments Mon, 24 Oct 2011 15:20:05 +0000 admin http://financedeal.info/what-should-i-do-if-i-paid-some-debt-off-to-one-of-the-debt-collectors-i-owe-to-a-few-years-ago/434/
Anto asked:


What if i’ve got debt from a few different companies from the year 2000 and i’ve had debt collectors chasing me since. Some I’ve ignored completely and as it’s over 6 years I understand I can send a cease letter to them…but some others i have had contact and paid some debt off. What do i do now?? Do i have to pay the ones I owe to? and do a cease letter to the others? Help!

]]> http://financedeal.info/what-should-i-do-if-i-paid-some-debt-off-to-one-of-the-debt-collectors-i-owe-to-a-few-years-ago/434/feed/ 2 What do I need to do if I get money from my mother to payoff my debt? http://financedeal.info/what-do-i-need-to-do-if-i-get-money-from-my-mother-to-payoff-my-debt/430/ http://financedeal.info/what-do-i-need-to-do-if-i-get-money-from-my-mother-to-payoff-my-debt/430/#comments Mon, 24 Oct 2011 10:28:07 +0000 admin http://financedeal.info/what-do-i-need-to-do-if-i-get-money-from-my-mother-to-payoff-my-debt/430/
shadie asked:


I have little over $27,000 debt. My mother let me borrow money to payoff these debt. I have 3 accounts and 2 accounts has been sued. My question is
1. Do I have to report to IRS to getting money?
2. Do I get 1099?
Please help!

]]> http://financedeal.info/what-do-i-need-to-do-if-i-get-money-from-my-mother-to-payoff-my-debt/430/feed/ 2 Why does everyone automatically judge and make assumptions when people say they are in debt? http://financedeal.info/why-does-everyone-automatically-judge-and-make-assumptions-when-people-say-they-are-in-debt/410/ http://financedeal.info/why-does-everyone-automatically-judge-and-make-assumptions-when-people-say-they-are-in-debt/410/#comments Mon, 24 Oct 2011 02:13:47 +0000 admin http://financedeal.info/why-does-everyone-automatically-judge-and-make-assumptions-when-people-say-they-are-in-debt/410/
000000 asked:


Why is it so hard to believe that some people who are in debt didn’t get there by being irresponsible? When people are asking for help sometimes it seems as if people are angry and judgemental when they post their answers. It just doesn’t seem right. Sometimes things happen that are out of your control. Being in debt doesn’t automatically mean that you are a horrible irresponsible person.

]]> http://financedeal.info/why-does-everyone-automatically-judge-and-make-assumptions-when-people-say-they-are-in-debt/410/feed/ 7 If you pay off all your debt will you then have good credit? http://financedeal.info/if-you-pay-off-all-your-debt-will-you-then-have-good-credit/427/ http://financedeal.info/if-you-pay-off-all-your-debt-will-you-then-have-good-credit/427/#comments Mon, 24 Oct 2011 01:47:50 +0000 admin http://financedeal.info/if-you-pay-off-all-your-debt-will-you-then-have-good-credit/427/
Kristen asked:


I’ve finally set up a way to pay off all my debt. By doing so I’m curious if I will be still stuck with a bad credit report for the rest of my life or will it turn into good/normal credit. Thanks for your help!

]]> http://financedeal.info/if-you-pay-off-all-your-debt-will-you-then-have-good-credit/427/feed/ 6 looking for attorney in NJ to help me start a debt settlement company? http://financedeal.info/looking-for-attorney-in-nj-to-help-me-start-a-debt-settlement-company/406/ http://financedeal.info/looking-for-attorney-in-nj-to-help-me-start-a-debt-settlement-company/406/#comments Fri, 21 Oct 2011 13:05:33 +0000 admin http://financedeal.info/looking-for-attorney-in-nj-to-help-me-start-a-debt-settlement-company/406/
Shmooz J asked:


anyone out there ever start a debt settlement company and researched the legal aspect in the state of NJ? I need legal advice from an expert.

]]> http://financedeal.info/looking-for-attorney-in-nj-to-help-me-start-a-debt-settlement-company/406/feed/ 3 Is there any way I can get rid of my debt or someone that will help consolidate if my credit sucks? http://financedeal.info/is-there-any-way-i-can-get-rid-of-my-debt-or-someone-that-will-help-consolidate-if-my-credit-sucks/424/ http://financedeal.info/is-there-any-way-i-can-get-rid-of-my-debt-or-someone-that-will-help-consolidate-if-my-credit-sucks/424/#comments Thu, 20 Oct 2011 15:26:04 +0000 admin http://financedeal.info/is-there-any-way-i-can-get-rid-of-my-debt-or-someone-that-will-help-consolidate-if-my-credit-sucks/424/
drownarose asked:


I’m $7000 in debt and I need to rid myself of that debt before I can start my new life with my lovely english wife. My credit is horrible but I wanna ris myself of all my debt so i can try and improve it. Is there anyone I can talk to about consolidation loans or if anyone has any ideas about what I can do. I love my Girlfriend and we can’t start our life together til i do this. PLEASE HELP!

]]> http://financedeal.info/is-there-any-way-i-can-get-rid-of-my-debt-or-someone-that-will-help-consolidate-if-my-credit-sucks/424/feed/ 4 How can a person who has bad credit take out a personal loan to help consolidate debt? http://financedeal.info/how-can-a-person-who-has-bad-credit-take-out-a-personal-loan-to-help-consolidate-debt/453/ http://financedeal.info/how-can-a-person-who-has-bad-credit-take-out-a-personal-loan-to-help-consolidate-debt/453/#comments Tue, 18 Oct 2011 22:01:59 +0000 admin http://financedeal.info/how-can-a-person-who-has-bad-credit-take-out-a-personal-loan-to-help-consolidate-debt/453/
Jenny J asked:


Is there any way to take out a personal loan to help consolidate debt when a person has a bad credit score?

]]> http://financedeal.info/how-can-a-person-who-has-bad-credit-take-out-a-personal-loan-to-help-consolidate-debt/453/feed/ 3 Can anyone suggest a good company to help me with credit debt relief? http://financedeal.info/can-anyone-suggest-a-good-company-to-help-me-with-credit-debt-relief/441/ http://financedeal.info/can-anyone-suggest-a-good-company-to-help-me-with-credit-debt-relief/441/#comments Tue, 18 Oct 2011 11:59:46 +0000 admin http://financedeal.info/can-anyone-suggest-a-good-company-to-help-me-with-credit-debt-relief/441/
Matthew asked:


I have tens of thousands of dollars worth of credit debt and I just need some help. Can anyone recommend a good company that can help me reduce payments/get out of debt faster?

]]> http://financedeal.info/can-anyone-suggest-a-good-company-to-help-me-with-credit-debt-relief/441/feed/ 4 How can I legally settle credit card debt? http://financedeal.info/how-can-i-legally-settle-credit-card-debt/415/ http://financedeal.info/how-can-i-legally-settle-credit-card-debt/415/#comments Tue, 18 Oct 2011 07:25:54 +0000 admin http://financedeal.info/how-can-i-legally-settle-credit-card-debt/415/
james asked:


I’m 23 years old, a student, and physically becoming ill due to the amount of stress I have between school and work, in which I still struggle to pay my credit card bills. What is the step by step legal way of settling my credit card debt? I understand the ramifications that my credit report will suffer, but my debt to income ratio is already too high to get any loans or credit anyway (student loans). What is the worst that can happen? Are there any companies that help students in my situation? Thank you.

]]> http://financedeal.info/how-can-i-legally-settle-credit-card-debt/415/feed/ 9 How do I improve my credit score when my debt isn’t from credit cards? http://financedeal.info/how-do-i-improve-my-credit-score-when-my-debt-isnt-from-credit-cards/452/ http://financedeal.info/how-do-i-improve-my-credit-score-when-my-debt-isnt-from-credit-cards/452/#comments Sun, 16 Oct 2011 11:53:55 +0000 admin http://financedeal.info/how-do-i-improve-my-credit-score-when-my-debt-isnt-from-credit-cards/452/
Bill H asked:


just coming over having pancreatic cancer and i now have alittle bit of income coming in, but only from disability and unemployment. most of my debt is from unpaid cell phone bills and a lease that I broke early due to losing my job years ago. im 25 and want to fix this. any help would be great.

]]> http://financedeal.info/how-do-i-improve-my-credit-score-when-my-debt-isnt-from-credit-cards/452/feed/ 5