Archive for the ‘Credit’ Category

Best way to get out of debt, for a college student?

Saturday, October 15th, 2011

teamsoulglo asked: I'm finally down to one credit card with a balance of about $500. I know that may not seem like much, but I cant seem to pay this one down because of the high interest. I haven't received any advertisements lately in the mail for other cards that ...

Can I send a “verification of debt” letter to a collector by email?

Saturday, October 15th, 2011

Jeremy asked: I received a letter from a debt-collector that they have a debt that is mine and they are offering me a deal to pay it off. The account is not mine yet they have my information, and they have not hit my credit yet. Can I send a ...

What is the best way to pay off my credit card debt?

Saturday, October 15th, 2011

ajlnkb23 asked: I have less than $5,000 in credit card debt, but it kind of has me in a bind. It seems I'm only paying off the interest while the actual balance never goes down. I applied online for a personal loan, but was rejected. I was ...

Do you get charge any fees when using your debt card?

Wednesday, October 12th, 2011

BoxingTiger asked: I am an 18 year old college student looking to open a saving account. I would like to know if there is a specific bank that is appropriate for people at my age. How much does it cost to open a bank account, and how much do I ...

Where could I find help to pay off debt that is in collections?

Tuesday, October 11th, 2011

Gwen P asked: I have about 2,000.00 worth of debt that is in collections. How do I go about cleaning this mess up and getting it off of my credit report?

What happens when a credit company “writes off” your debt? What if you filed for bankruptcy?

Sunday, October 9th, 2011

crimsonsky_bleedingheart asked: I filed for bankruptcy Jan 2005. Credit card company "wrote off" the debt Jan 2005. I thought it was included with my bankruptcy, but when I check my credit report, it claims I still have the debt, it's just written off. To be specific, my credit report states ...

Is there a creative way to dig my way out of debt?

Saturday, October 8th, 2011

Texas Twang asked: My husband had credit card debt gallore and loans out everywhere. I took on the debt as our debt now that we are married. Help me! I am drowning.

How can I find the best debt consolidation program in New Jersey?

Saturday, October 8th, 2011

KOOLAID asked: I'm trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!

What is your way of getting out of credit card debt?

Friday, October 7th, 2011

Cali C. asked: Any tips, suggestions, ideas to help pay off credit card debt in which so many Americans get themselves in. I have a debt of about just $1300 which was about $2000 in the summer, I'm currently working and paying more than the minimum. Is it better just to ...

Can you do debt consolidation even though the debts have already gone to collections?

Friday, October 7th, 2011

nealmobley asked: I have about 10,000 dollars in debt and most of that has already been sent to collections or been charged off. Can I still sign up with a debt consolidation to help improve my credit even though the debts have already been sold to collection agencies and ...