Archive for the ‘Credit’ Category

What’s a good company to help negotiate debt pay off?

Friday, October 7th, 2011

Mo Du asked: I don't care about my credit score, that's already trashed. All my original debt has been charged off and has been in collections for at least the past 3 years. What is a reputable company that will hassle with my creditors for me?

How often can a debt collector run my credit?

Thursday, October 6th, 2011

Sweet Sweet Advice asked: Ok so I would think that a debt collector can not just place a hard inquiry on your credit when ever they want right? I know when I was a collector I was only allowed to once a year but I can't find any laws or ...

What’s the legal term in English for someone assuming the right to collect debt?

Monday, October 3rd, 2011

martian89 asked: Here is the situation. Person A borrowed money from B. B borrowed money from C. Now, B can't pay back his debt to C, so B is transferring his right to collect debt from A. I'm trying to translate a contract for this situation and I'm already having a problem ...

How do I respond in a letter to the lawyers on the discovery, that they sent me, on my credit card debt?

Sunday, October 2nd, 2011

mrartist69 asked: I have a civil lawsuit against me on credit card debt. I've ask them to provide proof on debt. (Compel Discovery). They sent several copies on statements from my old credit card. Now they want me to respond to the discovery. What is the best way to answer ...

Anybody know where to get a consolidation loan if your credit score is low?

Saturday, March 20th, 2010

luv2help asked: I have a good credit history, but my credit cards are maxed out and its effecting my score big time. I want to get a consolidation loan to combine my debt around 5000, not too much. Any info would be helpful.

Is it possible to get a consolidation loan with really horrible credit?

Friday, March 19th, 2010

Holly Z asked: I was in the hospital a while back and bills started piling up. I lost my job, was kicked out of school, and then my car broke down. I had no way to pay my bills and now that I have a job, I can't ...

Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this?

Friday, March 19th, 2010

Mark R asked: I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation ...

What is the best credit card to get for a starter in the credit world?

Friday, March 19th, 2010

buzzdogear777 asked: I'm looking at getting my first credit card. I'm 20 years old and I have a credit card that is linked to my parents, so I have near perfect credit. I'm trying to start building my own credit and I want to know what is the best card ...

What exactly happens to your credit if you do debt consolidation?

Friday, March 19th, 2010

monkeyundermypillow asked: I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

What is the best credit card to apply for for the first time?

Thursday, March 18th, 2010

flori0009 asked: I have years of excellent on-time rental history, however I have no credit because I've never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have ...