Archive for the ‘Personal Finance’ Category

Why does my parents are so darn cheap and why they in debt & What can I do to help to get them out of debt ?

Wednesday, October 19th, 2011

Sam asked: My Parents doesn't have lot of money to spend of things anymore and we are in major debt crisis and what we do to get out of it and do we get more money and what do rich and wealthy people do and we need a lot great ...

What would it mean to you to be completely debt free?

Wednesday, October 19th, 2011

GutsiePerson asked: I am a budget counselor (we counsel for free at our church) and I am looking for ways to motivate people who enter the program. I am doing a little research to understand what it would mean for different people to be completely debt free. What would you be ...

Is it wise for me to use roth Ira to pay off debt rather than debt settlement or consodlidation?

Sunday, October 16th, 2011

roxy asked: Is is wise for me to use my mutual Roth Ira to help me get out of debt. I'm 56 yrs old and need to pay off some credit cards rather than go to debt settlement or consolidation. Is this wise?

What are my options to reduce our debt?

Saturday, October 15th, 2011

whatever asked: My wife and I are $70,000 in debt from credit cards. We make great money but over the years things got a little out of hand. I just tried to get a personal loan for $50,000 and the bank said that our debt to income ratio ...

What is the Professional Debt Collector?

Saturday, October 15th, 2011

Michael asked: Well I receive a mail from the "Law Offices of Michael K. Sipes" and they talk about the professional debt collector for my Bank Of America. Now I need a help about my bank of america account. 1. What can I do to save my Bank of America ...

Can a bank take money from your checking account for an old debt?

Wednesday, October 12th, 2011

monicah asked: It doesn't sound right to me only because I did not authorize them to do so, but that is exactly what B of A did. They took money from my account for an old debt I had with them, without any notification. I was under the impression that ...

Who is the best most efficient Debt Reduction Service or Debt Counselor? Are they really helpful or hurtful ?

Tuesday, October 11th, 2011

razorcut44 asked: I've heard positive and negative stories about people using them to help reduce credit card debt. Looking for good examples of help.

If Americans get rid of their personal individual debt, will this help America get rid of the national debt?

Monday, October 10th, 2011

Gritts asked: I am fearful of our nation's future in regards to economics because of the 12 trillion $ debt we are in. I'm looking for steps that individuals can take in helping out nation recover from this whole mess. Is getting rid of our own individual debt a viable ...

What is a good debt consolidation program?

Monday, October 10th, 2011

Missy asked: One that actually works.I'm afraid to put my money into these people if they aren't really going to help. I'm only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences. I have a 3 ...

If you wanted to hire a debt settlement company, what qualities would be most important to you?

Thursday, October 6th, 2011

Joseph asked: Please help. I am starting a debt settlement business and I would appreciate your input. If you were to consider hiring a debt settlement company, what qualities would be most important to you (i.e. price, credibility, experience, etc.) ?