Archive for the ‘Personal Finance’ Category

What type of Financial Expert should I look for in my neighborhood ?

Sunday, November 16th, 2008

pepperchat asked: I want to find a financial professional (that is not a bank trying to sell loans and such and that is not consumer credit counseling) who can help review where we've been, help us see where we are, and help us with a financial boot camp to help ...

How exactly does Financial aid for school work? Do i need a debit card?

Saturday, November 15th, 2008

Edna G asked: What if your under 24- living with your parents and together they make ok money & you have a full time job $10.00 with 2 other kids in the household. However, they are in a lot of debt owe people money, have bad credit and the 3 ...

How much should financial planners get paid? If they move your money into a IRA and set up some other plans?

Thursday, November 13th, 2008

MorganCLS asked: I have been chatting with a financial planner. He has talked to me about different option for IRA and life insurance. The IRA is through a company I think called Allianz and he said that anytime you put money in there plan you get a 4% bonus. I ...

What financial information am I required to keep for 7 years?

Wednesday, November 12th, 2008

Organized asked: I am trying to organize all my financial records and I am overwhelmed with old utility bills and credit card statements from accounts no longer in use. Which ones do I need to hold on to, and which can I shred? And is the standard 7 ...

How much do financial advisors charge and are they worth it?

Friday, November 7th, 2008

judealicea asked: I believe we will go up a tax bracket soon - are expecting as well - need to do some financial planning - wondering if advisors are worth it? Any opnions appreciated!

Is financial analysis and consolidating debt really worth it?

Thursday, November 6th, 2008

AliyahMichelle asked: My boyfriend and I just had a financial analysis done but haven't gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can't handle. On ...

Why do people delay personal financial planning?

Wednesday, November 5th, 2008

ps2754 asked: People need financial planning at every stage of their lives, whether it be debt reduction, buying a house or a car, marriage, divorce, and the biggest concern of most working people ---retirement. Why don't more people realize that the financial decisions they make today have a direct effect ...