Sam asked:


My Parents doesn’t have lot of money to spend of things anymore and we are in major debt crisis and what we do to get out of it and do we get more money and what do rich and wealthy people do and we need a lot great answers to help us to get more money and get out of debt that were in right now and we need to get out of it fast and quickly.

GutsiePerson asked:


I am a budget counselor (we counsel for free at our church) and I am looking for ways to motivate people who enter the program.

I am doing a little research to understand what it would mean for different people to be completely debt free.

What would you be willing to do to become debt free?
I mean give up things (please no nasty responses) I am only looking for serious answers. This is a way you can help other people

roxy asked:


Is is wise for me to use my mutual Roth Ira to help me get out of debt. I’m 56 yrs old and need to pay off some credit cards rather than go to debt settlement or consolidation. Is this wise?

whatever asked:


My wife and I are $70,000 in debt from credit cards. We make great money but over the years things got a little out of hand. I just tried to get a personal loan for $50,000 and the bank said that our debt to income ratio is off and they will not loan us a dime. I pleaded my case that the reason I am applying for the loan is so that I can get my debt under control. I am thinking of debt consalidation but I do not want it to effect our credit. We need help!

Michael asked:


Well I receive a mail from the “Law Offices of Michael K. Sipes” and they talk about the professional debt collector for my Bank Of America. Now I need a help about my bank of america account.
1. What can I do to save my Bank of America account?
2. Can I transfer my Bank Of America Credit Card Account to my Higher One Debt Account?
3. Can I cancel my Bank Of America Credit Card Account?

monicah asked:


It doesn’t sound right to me only because I did not authorize them to do so, but that is exactly what B of A did. They took money from my account for an old debt I had with them, without any notification. I was under the impression that no one can take money from your account without your permission? NO one at the bank wants to help me with this.

razorcut44 asked:


I’ve heard positive and negative stories about people using them to help reduce credit card debt. Looking for good examples of help.

Gritts asked:


I am fearful of our nation’s future in regards to economics because of the 12 trillion $ debt we are in. I’m looking for steps that individuals can take in helping out nation recover from this whole mess. Is getting rid of our own individual debt a viable solution?

Missy asked:


One that actually works.I’m afraid to put my money into these people if they aren’t really going to help. I’m only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences.
I have a 3 month old baby and I don’t work. My boyfriend only makes a little amount. We don’t have much to spend.

Joseph asked:


Please help. I am starting a debt settlement business and I would appreciate your input. If you were to consider hiring a debt settlement company, what qualities would be most important to you (i.e. price, credibility, experience, etc.) ?