Archive for January, 2010

How do I establish credit without a credit card?

Wednesday, January 27th, 2010

yage v asked: Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I ...

How do I find financial reportings of a company?

Wednesday, January 27th, 2010

L S asked: How do I or is it possible to find out the financial information of an incorporated company, not publicly traded, in washington state?

What do credit card companies base your credit limit on?

Wednesday, January 27th, 2010

Huntsman asked: I am pretty positive it's based your salary. And that they look at your credit reports to see credit limits in other cards. My guess is no more than 25% of your salary in credit. Any other guesses on how credit card companies figure out credit limits? Credit card companies do not ...

What are the requirements for financial aid?

Wednesday, January 27th, 2010

25 Darkcloud asked: I live with my mother in law with my fiance and a baby. But she makes about $50,000 a year and claiming us on her taxes. Would that unqualify me for financial aid? I heard that you have to be claiming yourself, or the financial aid goes ...

What types of credit is needed to get a high score?

Tuesday, January 26th, 2010

jade_blu_eyes asked: My credit score is about 615. I am working on improving my score so that I can qualify for a mortgage loan with low financing in about a year or so. I currently have an auto loan, and 3 revolving credit accounts. (All bank credit cards) Two of ...

I want to become a financial planner. How much of my first few years will be spent doing sales?

Tuesday, January 26th, 2010

spark2000 asked: I like the counseling, math and presentation (I have a PhD in physics) aspects of financial planning but I'm put off by the idea that I'll spend the first few years at a national company desperately trying to build a client base -- asking my relatives to sign ...

How is a credit card considered a written contract instead of an open account?

Tuesday, January 26th, 2010

rich61969 asked: I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because ...

Can someone please explain how financial aid and student loans work?

Monday, January 25th, 2010

courtney! asked: I have no idea what I'm doing, I'm trying to get into a university. I recently withdrew from a local technical program due to the lack of competence of one of the instructors. When I first started at the Technical School I had little knowledge about financial aid ...

How do I cancel my financial aid for fall semester?

Monday, January 25th, 2010

**Lm** asked: This will be the 2nd time, will this harm my future coverage of financial aid? I waited too late and now i need to cancel my aid again. Who should i contact and how long will it take? I will be going to a community college spring semester ...

What are the best private student loan consolidation companies?

Monday, January 25th, 2010

irishman1 asked: I am getting ready to pay back my Sallie Mae student loans and they are expecting me to pay approximately $500 per month for my private loan. The only other alternative they gave me for a lower monthly payment was the Interest Only option, which I have ...