Archive for February, 2010

How do you get a credit card with bad credit?

Sunday, February 28th, 2010

Heedie asked: I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I ...

How much does closing a credit card actually affect your credit?

Sunday, February 28th, 2010

Jahmyl E asked: I have two credit cards. One is a CapitalOne card with a $750 credit limit. I was recently talked in to getting a new credit card with WellsFargo with a $1000 credit limit. I don't feel safe having that amount anymore. I want to pay it all ...

How high can my credit score climb if I have only credit cards in my credit history?

Sunday, February 28th, 2010

Kaytee asked: My current credit score is 745 and I've built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some ...

What are your chances of getting additional credit while still in debt consolidation?

Saturday, February 27th, 2010

:::♥::Alice in Wonderland:::♥::: asked: In a debt consolidation program is it likely that you will be able to obtain additional credit?

Give the benefits of debt consolidation loan?

Saturday, February 27th, 2010

j--fer asked: I am planning for a debt consolidation loan. I want to know the benefits of the debt consolidation loan.

How to write a financial plan in a scholarship application?

Saturday, February 27th, 2010

shaihi asked: Hi I am applying for a scholarship and one of the requested details is a financial plan. What should I include/write in this financial plan? Thanks, Shai

consolidation?

Saturday, February 27th, 2010

jenna asked: I recently finished paying all of my credit cards off through a consolidation program. How long will it take for my credit score to improve? And are there any things I can do to improve my score?

How has the financial crisis affected you?

Friday, February 26th, 2010

Andi asked: I hear and read about the financial crisis everywhere, but I haven't seen any examples of how it has affected a person personally. Please, to all who have been affected by the financial crisis, please share your story. It will be good to raise the awareness that this ...

How do college credits work? Do you get a credit everyhour or is it like, 30 for one class for one semester?

Friday, February 26th, 2010

Caitlin asked: I am looking at colleges and one of the cost calculators told me to ask how many credit hours per semester. I tried just putting in 17 and then i thought you get 17 credit hours per day. There is almost an 18000 dollar difference and i just ...

How many bank accounts and credit cards should I have?

Thursday, February 25th, 2010

Pepper asked: I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do ...