Archive for March, 2010

Why does credit scoring differ from two or more different websites?

Thursday, March 18th, 2010

speeqtruth asked: I have two credit cards both have membership services. Both report to all three credit agencies. And both offer the service of credit watch, with score watch. Why do the scores not match, I understand the the three reporting credit agencies will be different, but shouldn't the info ...

How much of a financial commitment is needed to become a Mark or Avon Representative?

Wednesday, March 17th, 2010

ruter_72 asked: Do you need to buy inventory? Is there an initial fee to sign up? Any other financial requirements?

What is the best credit card for an 18 trying to build credit?

Wednesday, March 17th, 2010

illusional_reveur asked: I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and ...

What is a reputable debt consolidation company?

Wednesday, March 17th, 2010

kittygirl128 asked: I fell behind on my credit cards when I had an emergency medical expense. Even though I have a steady job and income, they've raised the payments and dropped the limits so there's no chance I'll catch up. I want to do debt consolidation but most companies Google ...

How do you get a free credit report with a credit score?

Wednesday, March 17th, 2010

Founder asked: I have requested and received free credit reports from all the 3 credit agencies, but none of the reports include a credit score. Are they required to send you your score. I did see a link on one of the sites that asked for $12 to get my ...

How the recent financial crisis has affected you and the steps you are taking to correct the situation?

Tuesday, March 16th, 2010

Roshu asked: How the recent financial crisis has affected you negatively and the steps you are taking to correct the situation

What credit card would you recommend for someone trying to re-establish good credit history?

Tuesday, March 16th, 2010

Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won't be hurt by having no credit. I'm thinking I want ...

How to develop financial literacy as a college student?

Tuesday, March 16th, 2010

Mütiilation asked: I'm a college student, but I've never worked other than doing volunteers and I've been very dependant on my parents. I'm going to start working but I also want to develop financial literacy. What are the good ways in your guys' opinion? Any websites?

How can a person get a Real Consolidation Loan?

Monday, March 15th, 2010

Str8 Shooter asked: I have a considerable amount of unsecured debt. I have several charge offs on my credit but I'm still sending those companies payment. Everything is being paid monthly though its not reported. Those companies will not report this on my credit and I understand that. Is there ...

How do they decide credit limits for your first credit card?

Saturday, March 13th, 2010

Screaming Llama asked: I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don't have to make a house payment, no dependents, and I make $12.10 an hour working ...