Archive for October, 2011

What would it mean to you to be completely debt free?

Wednesday, October 19th, 2011

GutsiePerson asked: I am a budget counselor (we counsel for free at our church) and I am looking for ways to motivate people who enter the program. I am doing a little research to understand what it would mean for different people to be completely debt free. What would you be ...

How can a person who has bad credit take out a personal loan to help consolidate debt?

Tuesday, October 18th, 2011

Jenny J asked: Is there any way to take out a personal loan to help consolidate debt when a person has a bad credit score?

Can anyone suggest a good company to help me with credit debt relief?

Tuesday, October 18th, 2011

Matthew asked: I have tens of thousands of dollars worth of credit debt and I just need some help. Can anyone recommend a good company that can help me reduce payments/get out of debt faster?

How can I legally settle credit card debt?

Tuesday, October 18th, 2011

james asked: I'm 23 years old, a student, and physically becoming ill due to the amount of stress I have between school and work, in which I still struggle to pay my credit card bills. What is the step by step legal way of settling my credit card debt? I ...

How hard is it to be a debt collector?

Tuesday, October 18th, 2011

Melissa T asked: I am leaving real estate and recently got hired as a debt collector. I have never done this before. Have you been a success at this and what is it like? What can I do to help with my success.

Why are people so ignorant about federal debt?

Monday, October 17th, 2011

jakeb asked: 85 percent of the debt is to Americans in the form of treasury bonds. Every generation has counted on bond investment to help during retirement. US government does not borrow from China. China freely invests in US by their own choice. It shows they have faith in the ...

Is it wise for me to use roth Ira to pay off debt rather than debt settlement or consodlidation?

Sunday, October 16th, 2011

roxy asked: Is is wise for me to use my mutual Roth Ira to help me get out of debt. I'm 56 yrs old and need to pay off some credit cards rather than go to debt settlement or consolidation. Is this wise?

How do I improve my credit score when my debt isn’t from credit cards?

Sunday, October 16th, 2011

Bill H asked: just coming over having pancreatic cancer and i now have alittle bit of income coming in, but only from disability and unemployment. most of my debt is from unpaid cell phone bills and a lease that I broke early due to losing my job years ago. im ...

Best way to get out of debt, for a college student?

Saturday, October 15th, 2011

teamsoulglo asked: I'm finally down to one credit card with a balance of about $500. I know that may not seem like much, but I cant seem to pay this one down because of the high interest. I haven't received any advertisements lately in the mail for other cards that ...

Can I send a “verification of debt” letter to a collector by email?

Saturday, October 15th, 2011

Jeremy asked: I received a letter from a debt-collector that they have a debt that is mine and they are offering me a deal to pay it off. The account is not mine yet they have my information, and they have not hit my credit yet. Can I send a ...