How to develop financial literacy as a college student?

March 16th, 2010
Mütiilation asked:


I’m a college student, but I’ve never worked other than doing volunteers and I’ve been very dependant on my parents. I’m going to start working but I also want to develop financial literacy. What are the good ways in your guys’ opinion? Any websites?

How can a person get a Real Consolidation Loan?

March 15th, 2010
Str8 Shooter asked:


I have a considerable amount of unsecured debt. I have several charge offs on my credit but I’m still sending those companies payment. Everything is being paid monthly though its not reported. Those companies will not report this on my credit and I understand that. Is there any REAL lenders out there that will give me a consolidation loan?

How is financial aid affected when living off campus?

March 12th, 2010
questionette asked:


I go to UC Davis and I am a freshman living in the dorms. Next year however I will have to move out and live off campus in an apartment. My financial aid paid for everything this year and probably will next year too since my family’s contribution is 0 on the fafsa. I am just wondering how living off campus will affect my disbursements (if I will recieve more or less). Thank you!

Why is it important that financial markets offer individuals the ability to buy and sell?

March 11th, 2010
Nathan asked:


Why is it important that financial markets offer individuals the ability to buy and sell financial instruments quickly and cheaply?

A. Because it systematically lowers interest rates

B. To buy and sell quickly and cheaply are parts of the financial system

C. It improves liquidy and efficiency of financial markets

D. None of the above

What do debt consolidation companies offer to people who are in debt?

March 7th, 2010
John W asked:


Can anyone tell me about debt consolidation companies and their services?

What financial information does the current ratio measure?

March 7th, 2010
kitsune12 asked:


How has the current ratio relate to the other liquidity ratios?

Which financial ratios would you use – and how – to determine whether a company will be able to meet its commercial bank loan payments?

How do you know which debt settlement or debt consolidation program to choose, when theirs 1000’s out there?

March 6th, 2010
Russ M asked:


How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

Where can I find reputable debt consolidation programs?

March 3rd, 2010
Heather B asked:


I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report).
Thanks.

How do I start this financial aid essay for SAT prep?

March 3rd, 2010
micant92 asked:


I am having trouble starting the essay, (Please describe why you need financial assistance to participate in a Rev. Prep course and how receiving financial aid will help you reach your academic goals?) Any suggestions on how i should start this? Any comments would be a lot of help, Thanks!

How do credit consolidation programs work? Are they worth it?

March 1st, 2010
AMY asked:


My bf has about 14000 in various credit card debt. Most of it interest. What credit consolidation programs (if any) would be worth looking into?