The Finance Deal

ajlnkb23 asked:


I have less than $5,000 in credit card debt, but it kind of has me in a bind. It seems I’m only paying off the interest while the actual balance never goes down. I applied online for a personal loan, but was rejected. I was thinking of maybe using a credit consolidation service to help me out. What ones are reputable? Which ones have you personally used and what were your thoughts on them? Any help is greatly appreciated.

whatever asked:


My wife and I are $70,000 in debt from credit cards. We make great money but over the years things got a little out of hand. I just tried to get a personal loan for $50,000 and the bank said that our debt to income ratio is off and they will not loan us a dime. I pleaded my case that the reason I am applying for the loan is so that I can get my debt under control. I am thinking of debt consalidation but I do not want it to effect our credit. We need help!

Michael asked:


Well I receive a mail from the “Law Offices of Michael K. Sipes” and they talk about the professional debt collector for my Bank Of America. Now I need a help about my bank of america account.
1. What can I do to save my Bank of America account?
2. Can I transfer my Bank Of America Credit Card Account to my Higher One Debt Account?
3. Can I cancel my Bank Of America Credit Card Account?

Lastname Comma Firstname asked:


If I remember correctly Hamilton didn’t want to liquidate our debt but rather keep it after the revolution. Why? What if we just liquidated that debt and started clean? I know it probably has to do with his philosophy and what not, but looking at our current debt crisis I cannot help but think deficit spending on the part of the gov’t should be rethought

(A+) asked:


Real este agents work for months for nothing most of the time because of unskilled debt collectors on homes selling short screwing every thing up.We need new rules in place to get a handle on the banks excepting the offer and then not sending an approval to start escrow and then auctioning the house right out from under every one waisting all of their time and money.Is any one listening ?

monicah asked:


It doesn’t sound right to me only because I did not authorize them to do so, but that is exactly what B of A did. They took money from my account for an old debt I had with them, without any notification. I was under the impression that no one can take money from your account without your permission? NO one at the bank wants to help me with this.

BoxingTiger asked:


I am an 18 year old college student looking to open a saving account. I would like to know if there is a specific bank that is appropriate for people at my age. How much does it cost to open a bank account, and how much do I pay to use my debt card if I get one?

I really appreciate your help. THANK YOU.

Gwen P asked:


I have about 2,000.00 worth of debt that is in collections. How do I go about cleaning this mess up and getting it off of my credit report?

Q L asked:


point out the benefits and drawbacks from the viewpoint of the debtor country?
why do you think the debt-euipty swap market have remained small over the years?

razorcut44 asked:


I’ve heard positive and negative stories about people using them to help reduce credit card debt. Looking for good examples of help.