If Americans get rid of their personal individual debt, will this help America get rid of the national debt?

October 10th, 2011
Gritts asked:


I am fearful of our nation’s future in regards to economics because of the 12 trillion $ debt we are in. I’m looking for steps that individuals can take in helping out nation recover from this whole mess. Is getting rid of our own individual debt a viable solution?

What is a good debt consolidation program?

October 10th, 2011
Missy asked:


One that actually works.I’m afraid to put my money into these people if they aren’t really going to help. I’m only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences.
I have a 3 month old baby and I don’t work. My boyfriend only makes a little amount. We don’t have much to spend.

HELP PLEASE! What information is needed to sell debt and where does one go to sell the actual debt?

October 10th, 2011
sportfan3224 asked:


Where’s the best place to sell credit card debt and what information do you need to provide if you don’t have their credit card number?

How is raising the debt ceiling going to help our DEBT problem?

October 10th, 2011
So Say We All asked:


If we have a debt problem why are both parties agreeing to RAISE the debt LIMIT?

How do tax cuts for the top 2% help the deficit or the debt?

October 10th, 2011
Captain Obvious, Defender of Snack Pudding asked:


Yes, the rich could have invested the money from the Bush/Republican tax cuts, into American jobs for the last 10 years and counting. It does not seem to be the case. With this and currently out of control spending, how does it make sense to cut taxes on millionaires and billionaires. Wouldn’t ending the tax cuts and cutting spending, be a more efficient way of reducing the debt and spending deficit? Thoughts?

What happens when a credit company “writes off” your debt? What if you filed for bankruptcy?

October 9th, 2011
crimsonsky_bleedingheart asked:


I filed for bankruptcy Jan 2005. Credit card company “wrote off” the debt Jan 2005. I thought it was included with my bankruptcy, but when I check my credit report, it claims I still have the debt, it’s just written off. To be specific, my credit report states that I still have this amount from the one creditor as “revolving debt”. Shouldn’t it state that it was included in Chapter 7 like all of the other creditors state? Any help would be wonderful. I just want to know if I have something valid to dispute.

Is there a creative way to dig my way out of debt?

October 8th, 2011
Texas Twang asked:


My husband had credit card debt gallore and loans out everywhere. I took on the debt as our debt now that we are married. Help me! I am drowning.

How can I find the best debt consolidation program in New Jersey?

October 8th, 2011
KOOLAID asked:


I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!

What is your way of getting out of credit card debt?

October 7th, 2011
Cali C. asked:


Any tips, suggestions, ideas to help pay off credit card debt in which so many Americans get themselves in.

I have a debt of about just $1300 which was about $2000 in the summer, I’m currently working and paying more than the minimum. Is it better just to pay the minimum, set the aside money each month then pay off the whole thing?

Can you do debt consolidation even though the debts have already gone to collections?

October 7th, 2011
nealmobley asked:


I have about 10,000 dollars in debt and most of that has already been sent to collections or been charged off. Can I still sign up with a debt consolidation to help improve my credit even though the debts have already been sold to collection agencies and charged off? Thanks