The Finance Deal

Mo Du asked:


I don’t care about my credit score, that’s already trashed. All my original debt has been charged off and has been in collections for at least the past 3 years. What is a reputable company that will hassle with my creditors for me?

Hana asked:


I’ve seen Oprah show on debt diet. But can you help me with my friend’s problem. She has a daughter of 14 year old. How can a 14 years old teenager help her parents on debt diet?

Joseph asked:


Please help. I am starting a debt settlement business and I would appreciate your input. If you were to consider hiring a debt settlement company, what qualities would be most important to you (i.e. price, credibility, experience, etc.) ?

feda asked:


My friend informed me that I should check www.DMO.gov.nig advertisement has been placed for empolyment by Nigeria’s Debt Management Office I searched for the advert at that address and the application must be made on-line but I cant find the location can someone please help me out?

Sweet Sweet Advice asked:


Ok so I would think that a debt collector can not just place a hard inquiry on your credit when ever they want right? I know when I was a collector I was only allowed to once a year but I can’t find any laws or policies regaurding this. Help!

Todd S asked:


I am in the process of trying to get out of debt(or close to it) as fast as possible. The main thing i’m worried about is my credit card debt which is $7,000-8,000 because my student loans and my car have good rates. Is it worth it to consolidate my cards into one payment or should i just try to pay one card off at a time and pay minimums on the other cards? Any advice, or personal experiences would help.

Chad G asked:


I have a friend that is trying to find ways to fix her credit score. She has no debt (credit cards, car, etc.), just monthly rent and utilities. She has some blemishes on her credit score from a repossesion and some other things, but no more debt. She brought up the idea that she was going to file for bankruptcy to clear her credit and start over again. Is this possible? Can someone file for bankruptcy when they don’t hav any debt? Will it really help her credit?

martian89 asked:


Here is the situation.

Person A borrowed money from B. B borrowed money from C. Now, B can’t pay back his debt to C, so B is transferring his right to collect debt from A.

I’m trying to translate a contract for this situation and I’m already having a problem translating the title of this contract. Any help will be greatly appreciated.

mrartist69 asked:


I have a civil lawsuit against me on credit card debt. I’ve ask them to provide proof on debt. (Compel Discovery). They sent several copies on statements from my old credit card. Now they want me to respond to the discovery. What is the best way to answer them. I can’t afford a lawyer or pay them right now. I don’t want a default judgement. Please Help.

Parker asked:


Hello,
I remember reading the other day that the US current national debt is getting closer to 100% of its economy, exactly the situation that occured after WWII.
How did the americans lowered their debt back then, and will it be of help nowadays ?

Thanks.